MortgageQualifiers
UK specialist eligibility check
Find out if you qualify — even if you're self-employed or have bad credit.
A confidential eligibility check reviewed by a real UK advisor. No hard credit search, no obligation, and an honest answer either way.
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No hard search
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Takes ~60 seconds
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No obligation
FCA-regulated advice
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Access to 90+ specialist lenders
"Every situation is different. A clear, confidential check first means we only talk about realistic options."
Andrew Craddock — CeMAP · 20+ years advising
Start your eligibility check
Begin with your postcode — it routes you to the right specialist.
Check my eligibility →
🔒No hard credit search · confidential · ~60 seconds
What we'll ask
Postcode→
Income→
Credit→
About you→
Done
Contact details come last — see your questions first.
Built for real-life situations
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Self-employed income
Sole trader, limited company or contractor — we ask the right questions and keep it simple.
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Credit blips
Missed payments, defaults, CCJs — common, and not an automatic no. We route you to the right lender criteria.
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Time-poor applicants
Around a minute, saves progress on your device, and you pick when we call back.
How it works
1
Quick check
One question at a time, about a minute in total. No hard search, and your contact details come last.
2
Specialist review
A UK-based advisor reviews your answers against real lender criteria and looks at realistic options.
3
You pick the callback
Choose a day and time that suits you. If we can't help, we'll tell you straight — no pressure either way.
Frequently asked questions
Will this affect my credit score?
No. This is an eligibility check, not a mortgage application. We don't run a hard credit search, so nothing shows on your file.
What happens after I submit?
You pick a callback slot that suits you. A specialist advisor reviews your details before the call, so the conversation is about realistic next steps — not re-asking the same questions.
I'm self-employed — what will you need?
How long you've been trading and a rough income figure (profit or salary/dividends). If you use an accountant, that helps — but it's not required.
Do you sell my data?
No. Your details are used only to handle your eligibility check and provide advice. See Privacy & data use for the plain-English version.
Ready to check your eligibility?
Quick, confidential, and built for self-employed and bad-credit situations.
Start my check
No hard search · takes ~60 seconds
Your property may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Qualifiers is a trading style of Craddock Financial Solutions Ltd. Craddock Financial Solutions Ltd is an appointed representative of CMME Mortgages and Protection Limited, which is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 414798. CMME Mortgages and Protection Limited is registered in England and Wales, Company Number 04886692. We are a mortgage broker, not a lender. All lending is subject to status and lender criteria — there is no guarantee of approval. A fee may be payable for mortgage advice; this is explained before you commit to anything.
© Mortgage Qualifiers